A structured, mostly automated cohort program that takes operating small businesses from diagnosis to a completed, advisor-reviewed funding package. Five phases. Weekly group sessions. One final review.
The incubator is designed for business owners who have been operating for at least one year, have basic financial statements, and are preparing to approach lenders, investors, or strategic partners. If you're pre-revenue or just starting out, start with the free Capital Readiness Assessment instead.
Complete your business profile, take the Capital Readiness Assessment, and run your AI Workflow Audit.
Build your capital needs report, compare financing options, and project cash flow. Capital Blueprint checkpoint at week 4.
Capital Blueprint checkpoint at Week 4
Draft your business plan, executive summary, funding proposal, projections, and due diligence index. Capital Blueprint checkpoint at week 8.
Capital Blueprint checkpoint at Week 8
Build budgets, policies, and prepare your final funding package for advisor review.
The advisor reviews your funding package, writes a note, and issues your certificate of completion. Capital Blueprint checkpoint at week 12.
Capital Blueprint checkpoint at Week 12
No cohorts are currently open for enrollment. Check back soon or apply below to be notified when the next cohort opens.
Disclaimers: The BCB Virtual Incubator prepares a funding package and does not guarantee financing, lender acceptance, investor interest, or specific business outcomes. No individual calls are included in the program price. 1:1 advisory calls with José Javier Pagán-Ortiz are available separately at $125/hour. The program is mostly automated; the only individual step is the final funding package review.
Submit your application below. We review applications and respond within 5 business days. Payments are currently paused — approved applicants will be contacted by our team to complete enrollment.
Please log in to submit your application.