Annotated Sample Funding Package

See what a Capital Blueprint Report looks like. All figures below are illustrative. Try changing the inputs to watch the calculations update in real time.

Illustrative only. All figures shown are examples for demonstration purposes. They do not represent real financial advice or a guarantee of any outcome.

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1. Capital Needs Analysis

Equipment$100,000 [Illustrative]
Inventory$50,000 [Illustrative]
Buildout$50,000 [Illustrative]
Working Capital Reserve (3 mo × $20,000 expenses)$60,000 [Assumption]
Contingency (10%)$26,000 [Projection]
Total Capital Need$286,000

2. Financing Scenarios

OptionMonthly PmtTotal PaidDSCR
Term Loan$5,250.47$315,0281.52x
SBA-Style Loan$2,967.54$362,3552.70x
Line of Credit$22,212.20$266,5460.36x

DSCR = Monthly Cash Flow ($8,000) ÷ Monthly Payment. Many lenders look for 1.20x–1.25x or more.

3. Executive Summary (AI Narrative)

[Sample] The business demonstrates moderate capital readiness with a solid revenue base and positive cash flow. The requested capital of $250,000 would fund equipment, inventory, and buildout. The current DSCR of 1.52x for a term loan suggests adequate debt service capacity, though the SBA option offers more favorable terms with a lower monthly payment. Key preparation gaps include updating the business plan and building 3-year financial projections...

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