Editable templates with working formulas, step-by-step instructions and a worked example. They open in Excel, Word, Google Sheets or Google Docs. The two checklists are free; the templates are included with every membership.
Version 1.0 · October 2026. Educational templates: the figures you enter are your own, and the templates do not predict lender approval.
Self-check across the six areas lenders and investors examine. Every unticked item becomes a preparation task.
Download DOCXThe documents lenders and investors commonly request, what each one shows them, and notes on preparing it.
Download DOCX12-month budget with gross profit, EBITDA and net income calculated, plus Actual and Variance tabs for monthly tracking.
Included with EssentialsWeekly receipts and payments with a running bank balance and an automatic alert for weeks below your minimum cash cushion.
Included with EssentialsAll business loans in one place with calculated payments, total debt service, and DSCR before and after a proposed loan.
Included with EssentialsItemized uses of funds, working capital and contingency, with sources that must balance to the total capital required.
Included with EssentialsAssets, liabilities, net worth, income and contingent liabilities for each owner or guarantor, in the format lenders commonly request.
Included with EssentialsSection-by-section outline for a business plan that supports a loan or investment request, with the questions each section must answer.
Included with Essentials